FAQ

Frequently Asked Questions

Am I Ready to Be a Homeowner?

If you have stable income, manageable debt, and savings for a down payment, you’re likely ready. A consultant can guide you through loan eligibility and property options.

Is Renting or Buying Better?

It depends on your lifestyle and financial goals. Renting offers flexibility, while buying builds long-term equity and stability. I help clients decide based on their needs.

What Is the Lender's Formula?

Lenders usually approve mortgages where your monthly housing costs don’t exceed 28–30% of your gross income. I’ll help you understand affordability before you commit.

What Do I Look for in Homes?

Focus on location, budget, amenities, and future resale value. I guide clients to evaluate not just the property, but also neighborhood growth and convenience.

Do I Need a Home Warranty?

A home warranty can protect against unexpected repair costs after purchase. It’s optional but recommended for peace of mind, especially with older properties.

What Should I Expect at Closing?

At closing, you’ll sign final documents, pay remaining costs, and officially receive ownership. I ensure all paperwork and negotiations are handled smoothly for you.

What Is Pre-approval?

Pre-approval means a lender has reviewed your finances and confirmed how much they can lend. It strengthens your offer when bidding on properties.

Am I Ready to Rent?

If you have a steady income and budget for monthly rent plus deposits, you’re ready. I’ll help you find rentals that fit your lifestyle.

What Should I Offer?

Your offer depends on market conditions and property value. I provide market insights to help you make a competitive yet fair offer.

Can I Ask You for Advice?

Absolutely! I’m always available to answer questions, provide insights, and guide you through buying, selling, or renting so you can make confident decisions.

Let’s Find the Perfect Property Together

Your dream home or ideal investment is just a step away. With personalized guidance and expert market insights, I’ll help you discover the property you truly deserve.